Motor Vehicle Insurance
For many people, a vehicle is an essential part of everyday life. Whether you use yours to get to work, run the household or simply get where you need to go, unexpected damage or loss can be a significant expense.
Advice, made personal
Protect your vehicle and the freedom that comes with it.
For many people, a vehicle is an essential part of everyday life. Whether you use yours to get to work, run the household or simply get where you need to go, unexpected damage or loss can be a significant expense.
Motor vehicle insurance provides financial protection against insured events such as accidents, theft and damage, depending on the policy you choose. At Aegis, we can help you understand your cover options and put the right level of protection in place for your circumstances.
How Aegis can help
Motor vehicle insurance can contain a lot of detail, from excesses and driver conditions through to exclusions and additional benefits.
We can help you understand what’s covered, what isn’t, and where particular limits or conditions may apply.
We’ll talk you through the available cover options and help you choose the level of protection that fits your vehicle, circumstances and budget. Once you’ve decided what works for you, we’ll take care of putting the cover in place.
What’s Included
- Advice on appropriate levels of cover
- Guidance on policy options, excesses and benefits
- Assistance with selecting suitable cover
- Ongoing service and reviews of your cover as circumstances change
How it works
Motor Vehicle Insurance
Common Questions
Accidents and unexpected damage can happen at any time. Without appropriate insurance, you could be left paying for repairs or replacing your vehicle yourself.
Depending on your policy, motor vehicle insurance can provide protection for:
- Accidental damage to your vehicle
- Theft or attempted theft
- Damage caused by weather or other insured events
- Damage to other vehicles or property
- Windscreen and glass damage, where covered
- Other benefits included within your policy
The right level of cover can help protect you from unexpected costs and make dealing with an accident or loss much easier.
The right cover depends on your vehicle, how you use it and the level of protection you want. It’s also important to take into account how old the car is, as depreciation can strip a motor vehicles value away over the years.
We'll consider things such as:
- The value and type of your vehicle
- How and where you use your vehicle
- Who drives the vehicle
- Your preferred excess
- The level of protection you want
- Any additional benefits that may be relevant
We'll help you understand the different levels of cover available and what they mean in practice.