Aegis Advisory

Disclosure Statement

Licensing Information – who we are authorised by

Connor Gill Financial Services Limited (FSP1013244), trading as Aegis Advisory, holds a Class 2 Financial Advice Provider licence issued by the Financial Markets Authority (FMA) of New Zealand. This means Aegis Advisory is licensed to provide financial advice in New Zealand.

You can contact us at:
Phone: 027 817 2474
Email: connor@aegisadvisory.co.nz

Nature and Scope of Advice – what we can advise on

Aegis Advisory provides personalised financial advice for life, health & disability insurances, general insurance and KiwiSaver based on our clients’ individual circumstances, needs & goals.

We follow a structured advice process that considers your personal & financial situation.

Where appropriate, we will compare products and providers available to us and recommend the option that we consider most suitable based on your circumstances, needs and preferences.

Aegis Advisory works with the following selected providers when recommending products:

Life & Disability Insurances

  • AIA, Chubb Life, Fidelity Life, Momentum Life, Partners Life, NIB.

Health Insurance

  • AIA, NIB, Partners Life.

General Insurance – home, car, contents.

  • Aon Stylecover, Aon.

KiwiSaver

  • Booster, Fisher Funds, Generate, Milford, Pathfinder.

Mortgages

  • Aegis Advisory does not currently provide mortgage advice. Mortgage enquiries may be referred to our referral partners. Any referrals arrangements and associated fees or commissions will be disclosed to you at the time of referral.

Fees and Expenses – how we are remunerated

Aegis Advisory does not charge fees for any financial advice provided to clients. Instead, we are generally remunerated by upfront commissions paid by the providers whose products we recommend and arrange for you. These commissions can vary and are based on the amount of premium or KiwiSaver balance.

Aegis Advisory and our financial advisors also receive ongoing ‘trail’ commissions from the providers we work with based on the amount of premium or KiwiSaver balance.

Aegis Advisory may also refer business such as commercial and mortgages. We receive referral commissions for this, of which will be disclosed to you at the time of referral.

From time to time, providers may also reward us in recognition for the business placed with them by gifting in ways of social events, hampers, or other incentives.

All commissions are confirmed to you in writing when business is being placed.

Conflicts of Interest – prioritising your interests

Aegis Advisory takes steps to ensure that our financial advisors prioritise our clients’ interests and need above their own, we follow an advice process that ensures our recommendations are made on the basis of each client’s goals and circumstances.

All our financial advisors attend annual training about how to manage conflicts of interest. Aegis Advisory also performs an annual review of our compliance programme along with an annual compliance audit of advice given.

Aegis Advisory and our financial advisors follow a six-step advice process that puts our clients’ needs as the core focus of our advice process. Should our advice involve replacement of product(s), we will compare the product(s) and explain the differences in detail before proceeding with implementation of new business.

Duties – our responsibilities

Under the Financial Markets Conduct Act 2013, Aegis Advisory and our financial advisors have duties and obligations in the way we offer advice as follows:

  • Give priority to your interests by taking all reasonable steps to make sure our advice is not materially influenced by our own interests.
  • Exercise care, diligence, and skill in providing you with advice
  • Meet standards of competence, knowledge and skill set by the Code of Professional Conduct for Financial Advice Services – these are designed to make sure that we have the expertise needed to provide you with advice.
  • Meet standards of ethical behaviour, conduct and client care set by the Code of Professional Conduct for Financial Advice Services – these are designed to make sure we treat you as we should and give you suitable advice.

This is only a summary of the duties we have. For more information, please contact us or you can visit the Financial Markets Authority website at https://www.fma.govt.nz.

Complaints Handling – if something goes wrong

Aegis Advisory wants to hear from you if you’re not satisfied with our service or something has gone wrong. We take complaints seriously and use them as an opportunity to review and improve our services. You can contact us on:

connor@aegisadvisory.co.nz
027 817 2474

When we receive a complaint, we will consider it following our internal complaints process:

  1. We will consider your complaint and let you know how we intend to resolve it. We may need to contact you to obtain further information about your complaint.
  2. We aim to resolve complaints within 10 working days from receiving them. If more time is needed, we will contact you to advise we need more time to consider your complaint.
  3. We will contact you by phone or email to let you know whether we can resolve your complaint and how we propose to do so.

If we cannot resolve your complaint, or you are not satisfied with the way we propose to resolve your complaint, you can contact the Financial Services Complaints Limited Scheme at:

PO Box 5967, Wellington 6140, New Zealand
Ph: 0800 347 257
Email: complaints@fscl.org.nz

The FSCL provides a free, independent dispute resolution service that may help investigate or resolve your complaint if we have not been able to meet a resolution internally.