KiwiSaver
KiwiSaver is one of the simplest ways to build long-term wealth in New Zealand, but choosing the right fund and understanding how your money is invested can make a meaningful difference over time.
Advice, made personal
Make your KiwiSaver work harder for your future.
KiwiSaver is one of the simplest ways to build long-term wealth in New Zealand, but choosing the right fund and understanding how your money is invested can make a meaningful difference over time.
Your KiwiSaver shouldn't just sit in the background. Whether you're starting out, have built up a significant balance, or are approaching retirement, we can help you understand where your money is invested and whether your current strategy still makes sense.
How Aegis can help
We don't believe KiwiSaver should be complicated.
We'll explain how your current KiwiSaver is invested, what you're paying, and how your strategy compares with other suitable options.
If changes make sense, we'll guide you through the process of putting them in place. And as your circumstances change, we can review your strategy to make sure it continues to fit your goals.
What’s Included
- Risk profiling and fund selection
- Provider comparison on fees, performance and investment approach
- Contribution rate and PIR review
- First-home and retirement withdrawal planning
- Ongoing service and investment advice as your circumstances change
How it works
KiwiSaver
Common Questions
It's easy to choose a KiwiSaver provider and never look at it again. But your circumstances, goals and investment timeframe can change over the years.
We can help you look at things such as:
- Your investment strategy
Understand how your money is invested and whether the level of risk is appropriate for your timeframe and goals. - Your fund and provider
Different KiwiSaver providers and funds have different investment approaches, fees and features. We can help you understand the differences. - Your contributions
Small changes to your contribution rate can make a significant difference over the long term. We can help you consider what level makes sense for you. - Your long-term goals
Whether you're saving for your first home, building wealth for retirement or simply want to make the most of your KiwiSaver, your strategy should reflect what you're trying to achieve.
The right KiwiSaver strategy depends on where you are now and where you want to end up.
We'll consider your:
- Age and investment timeframe
- Current KiwiSaver balance
- Contributions and income
- Investment goals
- Attitude towards investment risk
- Other investments and assets
- Plans for retirement or other major financial goals
From there, we can help you understand whether your current KiwiSaver arrangement is suitable or whether there are other options worth considering.