Life Insurance
Life Insurance is about making sure the people who rely on you are financially protected if you die.
Advice, made personal
Protect the people who matter most.
Life Insurance is about making sure the people who rely on you are financially protected if you die.
Whether you have a mortgage, a young family, business commitments or simply want to leave your loved ones in a stronger financial position, the right level of life insurance can provide a financial safety net when it matters most.
At Aegis, we help you understand how much cover you may need, compare suitable options from leading insurers and put the right cover in place for your circumstances.
How Aegis can help
Choosing life insurance can feel overwhelming, particularly when you’re faced with different insurers, policy options and terminology.
That’s where we come in.
We’ll take the time to understand your circumstances and what you’re looking to protect. We’ll explain the options in plain English and help you compare suitable policies and guide you through the application process.
Our role doesn’t stop once your policy is in place. We can continue to review your cover as your circumstances change and help you understand your options if you ever need to make a claim.
What’s Included
- Assessment of your Life Insurance needs
- Advice on appropriate cover amounts and policy structure
- Comparison of suitable insurance providers
- Guidance on policy features, exclusions and premiums
- Ongoing service and reviews of your cover as circumstances change
How it works
Life Insurance
Common Questions
For many people, their income is their biggest financial asset. When you add a mortgage, household expenses and other commitments, the financial impact of an unexpected death can be significant.
Life insurance can provide a lump-sum payment to your beneficiaries following your death. This money can be used in a way that suits your family's circumstances, such as:
- Paying off or reducing a mortgage
- Replacing lost income
- Covering everyday living expenses
- Funding childcare or education costs
- Paying other personal or business debts
- Providing financial security for your family
- Meeting other financial commitments
The right amount of cover will be different for everyone. That's why we don't believe in taking a one-size-fits-all approach.
Working out how much cover you need isn't simply a matter of choosing a number.
We look at your wider financial position and consider the people and commitments your insurance needs to protect. This can include your mortgage, income, family circumstances, debts, savings and other assets.
We can then help you determine an appropriate level of cover and explain how different amounts of cover affect the cost.
As your circumstances change, your insurance needs can change too. Buying a home, having children, changing jobs or paying down your mortgage can all affect the amount of cover that makes sense for you.
This is why at Aegis we review our clients’ policies every year at anniversary to ensure your level of cover remains relevant to your needs. This prevents overpaying on premiums or being overinsured, which is a common issue for families.