Contents Insurance

Your home is more than the building itself. Furniture, electronics, clothing, appliances and personal belongings can quickly add up to a significant amount of value.

Advice, made personal

Protect the things that make your house a home.

Your home is more than the building itself. Furniture, electronics, clothing, appliances and personal belongings can quickly add up to a significant amount of value.

Contents insurance provides financial protection for your belongings when they’re damaged, lost or stolen due to an insured event. At Aegis, we can help you work out what you need to cover and select the appropriate cover for your circumstances.

How Aegis can help

Contents insurance can differ in its limits, exclusions, excesses and treatment of higher-value belongings.

We can help you understand what’s covered, where limits may apply and whether your existing cover still reflects what you own.

We’ll talk you through the available cover options and help you choose the level of protection that fits your circumstances and budget. Once you’ve decided what works for you, we’ll take care of putting the cover in place.

What’s Included

  • Advice on appropriate levels of cover
  • Guidance on policy options, excesses and benefits
  • Assistance with selecting suitable cover
  • Ongoing service and reviews of your cover as circumstances change

How it works

1

Understand your circumstances

We look at your home, lifestyle and the belongings you want to protect.

2

Work out your needs

We consider the value and type of your belongings, including any items that may require additional cover.

3

Discuss your options

We explain the available cover, including limits, exclusions, excesses and premiums, so you understand what you're choosing.

4

Put your cover in place

Once you've chosen your cover, we handle the application and help get your policy in place.

5

Review when things change

New purchases, lifestyle changes or valuable items can change your insurance needs. We can review your cover as your circumstances change.

Contents Insurance

Common Questions

Replacing your belongings after a major loss can be expensive, particularly when you consider how much it would cost to replace everything at once.

Depending on your policy, contents insurance can provide cover for things such as:

  • Furniture and household items
  • Electronics and appliances
  • Clothing and personal belongings
  • Items damaged by insured events
  • Theft or attempted theft
  • Certain belongings taken away from the home
  • Other benefits included within your policy

The right cover can help you recover financially without having to replace everything out of your own pocket.

It can be surprisingly difficult to estimate how much everything you own would cost to replace.

When working out your level of cover, it's worth considering:

  • Furniture and household items
  • TVs, computers and other electronics
  • Clothing, shoes and accessories
  • Kitchen appliances and equipment
  • Sporting and recreational equipment
  • Jewellery, watches and other valuable items
  • Tools and other personal belongings

We can help you work through what you own and identify whether any higher-value items may need to be specifically covered.

Protect what matters

Your belongings can be worth more than you realise — and replacing them all at once can be a significant financial burden. If you're reviewing your existing contents insurance or want to make sure your belongings are properly protected, Aegis can help. Talk to an advisor today.
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