Health Insurance

Public healthcare provides an important safety net, but waiting times and access to certain treatments can sometimes be challenging. Health insurance can give you greater choice over where and when you receive private medical treatment.

Advice, made personal

Get access to the healthcare you need, when you need it.

Public healthcare provides an important safety net, but waiting times and access to certain treatments can sometimes be challenging. Health insurance can give you greater choice over where and when you receive private medical treatment.

Health insurance can help cover eligible costs for private consultations, specialist treatment, surgery and other medical services, depending on the policy you choose. At Aegis, we help you understand what’s covered, where the gaps may be, and which options are worth considering for your circumstances.

How Aegis can help

Health insurance can be difficult to compare because policies can differ considerably in their definitions, exclusions, limits and treatment covered.

We can help you understand the differences between policies, explain what you’re actually getting for your premium, and compare suitable options from across the market.

Our role is to make the process straightforward, so you can make an informed decision about the cover that’s right for you.

What’s Included

  • Assessment of your Health Insurance needs
  • Advice on suitable cover levels and excesses
  • Comparison of suitable insurance providers
  • Guidance on policy features, exclusions and premiums
  • Ongoing service and reviews of your cover as circumstances change

How it works

1

Understand your circumstances

We start by understanding your health, family, finances and what you want your insurance to achieve.

2

Work out your needs

We look at the types of healthcare and treatment you want to have access to and the level of cover that makes sense for you.

3

Compare your options

We compare suitable policies, including the benefits, exclusions, limits, excesses and premiums.

4

Put your cover in place

Once you've decided what works for you, we handle the application process and help get your cover in place.

5

Review when things change

Your health insurance should keep pace with your circumstances. We can review your cover when your needs, budget or circumstances change.

Health Insurance

Common Questions

When you need medical treatment, being able to access the right specialist or treatment at the right time can make a significant difference.

Health insurance can provide access to private healthcare and help with eligible costs such as:

  • Specialist consultations and diagnostic tests
  • Surgery and hospital treatment
  • Treatment for certain medical conditions
  • Specialist procedures and follow-up care
  • Other eligible healthcare costs, depending on your policy

For many people, health insurance is about having greater choice and reducing the uncertainty around accessing private treatment.

Health insurance policies can vary significantly in what they cover, the level of cover provided and the costs involved.

When considering your options, we can look at:

  • The types of treatment you want covered
  • Specialist and surgical cover
  • Diagnostic testing and consultations
  • Policy limits and excesses
  • Existing medical conditions and exclusions
  • Your budget and preferred level of cover
  • Whether you already have cover through work or another policy

The right level of cover will depend on your circumstances and what you want your health insurance to provide.

Let's talk about your cover

Whether you're considering health insurance for the first time, reviewing existing cover or simply want to understand your options, we're here to help. Talk to an advisor today.
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